I typed in my entry, then bumped the wrong button on my mouse. The screen refreshed and I lost the post. Probably a good thing, to be honest. It was a woah is me sort of thing.

Since I've been changing my wicked ways, my overall debt has continued to increase. (Though probably not as quickly as it previously was.) I am making large payments on the cc's and have cut wayyyyy back on the money I spend for food/drink at work. Its the rest of the budget that still needs an overhaul.

This month has been spendy for things that are needed around the house. There have been a couple of wants, but nothing like in March! But then I am discovering that things I thougt I needed could have been resolved less expensively after the money has been spent....grrr....really hate it when that happens.

I just transferred a large balance from 15% to 5% for one year. Did the math and the amount I will save is fantastic. I should either have it paid off in a year or be very, very close by the time the interest rate sky rockets.

I think the momentum of my spending is slowing. It will take just a bit more to actually turn in around and start heading just as boldly in the other direction.

Having been an absolute black belt tightwad in the past, spending NOTHING for several months at a time, I know I can do it again. I just need to get in the right frame of mind and that is where the challenge has been.

So while I feel a pang of regret, I'm nowhere near as freaked out about money as I used to be.
I have a solid job. The pay is okay - I can definately live on what I make, and pay off what I owe. Its just not as much as I would like it to be RIGHT NOW!!! But then, Rome wasnt built, blah, blah, blah.

This is the point where to novelty wears off and to truly change one's ways, you have to stick with it.

Dragging.... but persevering.....waiting two more weeks for payday....(I believe that is the real problem here.)