Returning from vacation. The time away was fantastic!!! I could so get into early retirement - like next week. The reality is that I would need to spend no money for about the next ten years to make it a reality. Put that on the "to do" list.

Travel always motivates me to "need" less. Why? Because I am really too lazy to carry all that stuff around with me. I did well, bringing only what i needed and if I didnt have it, I somehow managed to do without. Didnt do a lot of shopping while we were away. Now that we are home, I am so not into superfluous shopping. Looked at the Sunday paper and could not be enticed to buy. This feels so much better.

On the home front, the remodel continues. Again, we are getting rid of more stuff while continuing to organize what remains.

I am still working on the cc's. I did some projections on how and when to pay them all off. Things are still on track for this year. I am happy with that and am confident it will actually happen this time. Overall, I've been very good at keeping spending down and paying huge amounts on the cc's. Its different this time around because I no longer want more things. The spending wheels are grinding to a halt and slowly the direction is beginning to change.

Could it be? An actual phase of little or no stress? Breath a sigh of relief.......