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Counting down til the next payday

July 20th, 2005 at 11:17 pm

Spending for today:

$3.99 muffins at the grocery store - far cheaper than the ones at work; pd in cash
$22.83 - WalMart; spent the last of my cash; put $1.96 on cc
$15 - visit to Dr. - pd with cc
$23.41 - Walgreen's - $10 copay and misc items; pd with cc; saved $2.00 with instore coupon.
TOTAL for today: $65.23

I carried the plastic today because I knew I would be going to the dr. and did not have enough cash to cover the visit and the script. It's now safely filed in the drawer again. I've spent my cash until payday at the end of the month and am really going to try and not spend anything until then. If I do spend, its going to be well thought out because I am leaving the card at home.

With the last payment to my card, I am really starting to see a difference. The balance has been hovering around $6k (above and below) and just when I start to make progress, something comes up or I become weak willed and spend again. I'm so tired of it that I'm just biting the bullet and not spending like I normally do.

I also have a couple of opportunities to make more money which helps my motivation. I can pay off the balance even sooner than I had originally planned. I just need to put in some extra hours. If I'm busy, I'll be less tempted to spend...that's the theory anyway.

Tonight will be quiet...reading or maybe a long soak in the bath. Oh, and some house cleaning in there....sigh. At least these options are free or very close to it.

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