Sleep is a wonderful thing. And today, I got plenty of it. I need to go to bed pretty soon b/c its starting to get late. But I'm so excited and relieved that my mind is too active.

All the reading from the books from the public library and the information and support on this site has helped me tremendously in getting on the right financial track. For the past three hours, I've been going over my investments, IRA's and 403b's with DH; comparing what he knows about investments and what I've learned on my own.

First, I am fantastically pleased to learn that I have a whole lot more money stashed than I thought. I'd never sat down and totaled my assest. I'd always focused on my debt. Second, it all seems to be on the right track. My Roth and an Index Fund arent doing super well, but neither is the market in general. Things are still recoverying from 2002/2003?

After getting the numbers out of the way, we talked about the big picture - what is our general state of the union, how hard do we have to work, how much longer will we have to work and just what will we do when we decide to retire. Oh how very refreshing it is. It seems that we are on the right track and I should pretty much keep on doing what I've been doing - minus the cc's, meaning pay them off and dont ever go there again. If I start investing, which I should be doing right now, and the market does averagely well, I would still be getting ahead because right now the rates on the cc's are lower than the rate of return on my mutual funds.

I feel such a sense of relief. I feel like a weight has been lifted. I'm the first one in my family to get into this. I'm turning the corner on some very deeply held, and very unhealthy attitudes toward money. It's all new territory for me. And I'm pretty much speechless. Truly.

Now I just need some time for the interest to acrue....

I believe I will sleep very well tonight. Now I am even more motivated not to spend money on things I dont need. A woman with a mission I am.