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busted during another moment of revelation

May 9th, 2005 at 08:29 pm

Seems that I am having more and more of these moments as I am more receptive to examining and improving my financial situation.

On my lunch hour I ran errands. Finally took the shred (old journals mainly) to the Humane Society. They had the cutest little fuzzball tabby there, but we are at the limit of three at our house. I could so easily have adopted one more and then tried to convince DH after all was said and done....parralel thinking to impulse buying?

After that, I went to a local drugstore to pick up a couple of items. Once at the register, I realized that I left all CC's at the office. I panicked(sp?) for a moment, but decided to float a check, which should come out okay in the end. But for a split second, I felt what it was like to be without any means of incurring debt.

Now that its done, and the horror has passed, I think I could get used to paying in cash only. I really do. That means I am cancelling the Discover once I pay it off this week. I will be down to three cards, only two that I have balances on. The AT&T is low, low interest until paid in full and I use it only for paying off high balance cards. The other is an MBNA which is at the top of the avalanche to pay off. I have a couple of hundreds available on that one, so will have it for emergencies - other than those eternal "deal of the century" situations I convince myself to spring for.

It was a rush. I am going to make every effort to take the plunge ASAP. I'm also considering picking up something part time, maybe even donating plasma? I've done it before and didnt really care for it. Maybe things have changed?? Not overly enthusiastic, but willing to explore the options.

Funny how you get what you ask for when you really mean it...whether you are ready or not.

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